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Talbot Heating and Cooling

Payment Options

We get it - no one really wants to pay for air conditioning and heating repairs or replacement.  Often, these are unexpected expenses that happen at the most inconvenient times. Talbot Heating and Cooling take many forms of payment and has multiple financing options available to you. Check out our partnerships below!

Wisetack Financing

Easily qualify for payments via our financing partner, Wisetack.

-When we send a quote through our client portal it will automatically include a link showing a sample estimated monthly payment. 

-Repairs and replacements between $500-25,000 can be financed through Wisetack. 

-Qualification is done through a soft-pull credit inquiry. 

-Talbot Heating and Cooling will receive notice of your loan acceptance. Once the repairs are made, you confirm and Wisetack pays us directly.

-You can learn more and prequalify here.

Alabama Power offers financing to Alabama homeowners.

-Finance repairs and installs between $2,000 - $25,000.

-Available whether you are an Alabama Power Customer or not! 

-If you are a customer, add your payments to your power bill.

-Rental property owners can also finance - this does not have to be you primary residence.

-Approval with a soft-pull credit check 

-Talbot Heating and Cooling will receive notice of your loan acceptance. Once the repairs are made, you confirm and Alabama Power pays us directly.

- Prequalify here

Paypal Payment Options


Do you use PayPal?


-We can send your invoice via PayPal to access PayPal's short-term financing options!

-Paypal offers the same Pay-in-4 options you use for your online retail purchases for our customers repairs! Pay-in-4 is an interest-free payment plan that allows you to break your purchase into four bi-weekly payment. PayPal's 6 and 12-month financing and PayPal credit also appear within PayPal's checkout portal.  For more information see PayPal's information page here.


       Not in need of financing? We accept ACH and Debit/Credit Cards through our client portal, as well as Cash, Checks, and Zelle. 

Don't let payment concerns stand in the way of your home comfort 
​call 334-300-8910 and find the best option for you!